financing

Do I have enough savings to buy a home?

Do I have enough savings to buy a home?

It is possible that after the fateful year 2020 you are thinking about looking for a home to become independent, improve your quality of life or finally become the owner of your home. In any of these cases before starting the search for your ideal home it is important to make a segmentation appropriate to your personal and professional profile. This will take you directly to visit properties that fit your characteristics with the consequent gain of time. Is it necessary to have savings to get mortgage financing? What is the amount of equity that banks require to start talking?…
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6 Requirements for a mortgage without entry

6 Requirements for a mortgage without entry

A mortgage without entry is one that we request from the bank and covers 100% of the purchase and sale amount of the house. Prior to the bursting of the real estate bubble in 2008, theywere known as 100% Mortgages, since in addition to the amount of financing they also covered the expenses associated with that mortgage. After this crisis and due to the large number of non-performing loans, banks stopped marketing them. Is it possible today to get a mortgage without an entry? What is a mortgage without entry? As we explained at the beginning of this article, a…
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