credit report

You already heard the numbers: 690, 740, 805. Three simple digits that may seem mysterious, abstract, or both. In the real world, however, your credit score largely determines what type and how much credit you can get, what interest rates you'll pay – and sometimes, whether you'll land in that great new job you want. Do we already have your attention? Understanding how the big three credit reporting agencies (Experian, Equifax, and TransUnion) calculate your credit score is key to knowing how to proactively manage your credit and safeguard your all-important triple-digit credit score. Your score allows businesses to assess their ability…