green mortgages

Is 2022 the year of green mortgages?

Is 2022 the year of green mortgages?

Climate change and biodiversity loss are of increasing concern. According to UNESCO's World in 2030 report, 67% of the world's population considers these to be two of the most important challenges facing humans in the coming years. The level of awareness on both issues is very similar in our country. 65% of Spaniards are willing to change their consumption habits if it benefits the environment (according to the Sustainable consumer spending survey by ING TFI Consumer Research). And one of the ways to fight climate change is by improving the energy conditions of buildings. The growing interest in sustainable housing has increased…
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Green mortgages. Pay less for a sustainable home

Green mortgages. Pay less for a sustainable home

Although the supply of green mortgages is still much lower than in the case of other mortgage loans, it seems that the demand grows every day. The concern for energy efficiency and the environment occupies more and more space when making the decision to buy a home. According to the I Study of green finance in Spain, carried out by ASUFIN (Association of Financial Users), "25% of the population considers it important that the investment carried out is sustainable". The report also highlights that, sometimes, the economic conditions imposed by banks for this type of mortgage are worse than in the case…
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