change

Is it possible to change the holder of a mortgage?

Is it possible to change the holder of a mortgage?

There are many couples who, at the time, decided to buy a house halfway. That is, the bank granted them a mortgage loan being two the holders of it. But what happens if that couple breaks up? Is it possible to change the holder of a mortgage? Yes, it is possible. But there are a number of conditions. Is the bank obliged to change the ownership of a mortgage? Law 2/1994, of March 30, says that one of the reasons that allow the modification of mortgage loans is the change in ownership of them. But for this you must have the approval of the…
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When is the best time to renegotiate your mortgage?

When is the best time to renegotiate your mortgage?

Each person's personal and financial circumstances are not always stable. When you sign a mortgage loan for 20 or 30 years you do it knowing what your income is at that moment, the type of job you have and the savings you have. However, external or personal factors can change your economic situation. It is precisely at that moment when you must start the process to renegotiate your mortgage. Why am I interested in renegotiating my mortgage? To improve the conditions of your mortgage credit. Through novation we have the possibility to renegotiate these conditions with the bank in order to make…
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Calculate how much it costs to change the floor of your apartment

Calculate how much it costs to change the floor of your apartment

Changing the floor of a flat is a considerable reform, but how much exactly does this change of floor cost? If you are thinking of renewing it you will first have to know an approximate value. The problem is that it will depend on the type of floor you want to place, the dimensions of the house, the state of the current floor ... To get a result as close as possible, enter the data in the following calculator. How much does it cost to change the floor of a flat Square meters of the apartment* Type of floor to be installed*…
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5 tips to reform your bathroom without removing the tiles

5 tips to reform your bathroom without removing the tiles

Does your bathroom look like something out of "Tell me how it happened"? Then you'll be looking forward to giving it a facelift. The best thing in these cases is to make a total reform of the bathroom, but this involves doing work and we are not always willing to do it. The good news is that there are alternative solutions to completely renovate the bathroom without the need for a renovation. In this post I will leave you several key ideas to modernize the bathroom and feel that you return to the XXI century. Paint the tiles Antique tiles greatly…
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How to turn a normal door into a sliding door

How to turn a normal door into a sliding door

Sometimes it is interesting to make a change to the system of a door. Whether for simple aesthetics or necessity, converting a folding door into a sliding door is a project that we can do at home. For the change some tools are necessary, but the process can be carried out in any home. Let's go over the different options and see step by step how to do the conversion. Advantages of changing a hinged door for a sliding door Making this change has a number of very interesting advantages. Let's go over them. You gain space: a sliding door does not…
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