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24 Jan

How to get the best fixed mortgage in 2022

Catharine BwanaReal Estatefixed, fixed mortgage, fixed rate, mortgage, mortgage products, rate, rate mortgages, repayment term, years

In the last year the mortgage market experienced a remarkable growth and everything seems to indicate that, in the coming months, the trend will continue to be upward. One of the main reasons is the good prices of mortgages, especially fixed-rate mortgages. Major banks are offering mortgage products with very attractive conditions for home buyers. According to the latest data published by the INE, in October 2021 the number of mortgages constituted on homes was 27.9% higher than during the same period of the previous year. A revealing fact that serves as an example of the boom that the buying and selling…

What should I look for to know if they offer me a good mortgage?

Catharine BwanaReal Estatebank, credit, economic profile, maximum percentage, mortgage, percentage, rate, rate mortgages, variable rate

Buying a home is a very important step for anyone. It may be easy for us to give it but everything gets complicated when we apply for financing. Will the mortgage they offer me be the most suitable for me? In Creditoh! we give you some keys to know if the credit they offer you is the one that best suits your circumstances. From interest rates to commissions: the most important keys to your mortgage Finding an interesting offer in the Spanish mortgage market is not an easy task, especially if you do not first go to the services of a real…

Fixed or variable mortgage. Which one to choose in 2021?

Catharine BwanaReal Estatefixed rate, monthly installments, mortgages, negative values, rate loans, rate mortgages, repayment terms, variable mortgages, variable rate

Fixed or variable mortgage? It is the big question for anyone who needs a bank loan to buy their home. The answer is never easy and will always depend on a series of conditions: repayment term, present and future income or the level of savings of the applicant. But after a year of health and economic crisis caused by the Covid-19 pandemic, the decision becomes more difficult. We explain the advantages and disadvantages of both at this time and according to the current general banking conditions. Increases the percentage of fixed-rate mortgages contracted Until a few years ago, buyers opted to take…